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The PayPal misinformation wars

The PayPal misinformation wars

If you ever glance through the acceptable use policies or terms of service of consumer-facing payments company like PayPal or GoFundMe , you'l…

Improvements to stablecoin transparency

[This article originally appeared in CoinDesk. It explores some improvements to stablecoin transparency recently initiated by New York regulators. I…
The vandalization of "bitcoin accepted" signs

The vandalization of "bitcoin accepted" signs

[Here's an article I wrote for CoinDesk's recent Payments Week series.] Why We Need Crypto Payments to Work Crypto has always held out the p…

The hoopla over the EU and self-custody wallets

There's been plenty of anger this week in the crypto world about a EU law that, if passed, would require European crypto exchanges to collect a…

Why does crypto work for Russian ransomware, but it wasn't useful for the Ottawa truckers?

[This is a repost of my recent article for CoinDesk exploring why bitcoin has been demonstratively useful for certain illegal activities, like ranso…
Stripe and the Ottawa trucker convoy

Stripe and the Ottawa trucker convoy

Why did Stripe, a global payments giant, decide to help the Ottawa trucker convoy? That's what I was wondering as I watched the recent House of C…
MasterCard as censor

MasterCard as censor

Governments have incredible powers to dictate what people buy online. By virtue of being oligopolies, the two payments networks -- MasterCard and Vis…
Those 70s ACH payments

Those 70s ACH payments

Here is Facebook's David Marcus, who has been involved in rolling out Facebook's much-touted Libra/Novi/Diem payments system: I often make th…
Defining the "regulated" in "regulated stablecoin"

Defining the "regulated" in "regulated stablecoin"

1/n This is a thread on what is means to be a "regulated stablecoin." (This was originally meant for Twitter, but I didn't feel like wr…
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